Driving Record can Make or Break Car Insurance Quotes
Released
on: August 10, 2009, 11:00 am
Author: InsuranceAgents.com
Industry: Automotive
Chicago
(InsuranceAgents.com) – Do you have a copy of your driving
record? If not, maybe it’s time you got one. Knowing what
your driving record looks like can help you be a more conscious
driver on the road. And as any good insurance agent knows, cautious
drivers are more likely to pay less for their car insurance, according
to an article on InsuranceAgents.com.
Hundreds of thousands of jobs
across the country were cut again in the last month. Many households
are living on a severely reduced income, and saving money seems
to be becoming a full-time job all its own. But don’t drop
your auto insurance policy to save money—instead, try to
find a more affordable plan. And to do that, you should keep a
copy of your driving record, to see where improvements can be
made.
A responsible driver—whose
goal is to keep their auto insurance as affordable as possible—checks
their driving record at least every 2-3 years (more often if they
know they have several violations in one year). The amount you
pay for your car insurance policy will be affected by whether
or not you have a clean driving record. As such, InsuranceAgents.com
encourages drivers to seek a copy of their driving record—a
move it says is more than a little convenient to drivers.
“Knowing
how many violations are on it or whether you have an ideal driving
record is valuable knowledge,” according to the InsuranceAgents.com
article, ‘Reviewing
Your Personal Driving Record.’ “If you’ve
got a clean record, you should be sure to alert your car insurance
agent so you can get a reduction on your auto insurance premium.
On the flip side, if you find that you’ve got many violations
on your driving record, you can proceed by taking steps to clean
your record and/or learn better driving habits.”
A copy of your record can be found
at your DMV, on the Web, or with your car insurance carrier. Having
the knowledge provided by your record can be very useful when
you are looking to lower your car insurance premium, or find more
affordable rates by requesting auto insurance quotes.
Once
you know what kind of driver your record reflects to your DMV
and your car insurance carrier, you can start the search for more
affordable car insurance by shopping online for
car insurance quotes.
“If your current carrier
is charging you too much for your policy—perhaps due to
some infractions on your driving record—then you may want
to consider finding a different policy, ask various car insurance
agents, they may be able to help. Perhaps another carrier can
offer you more affordable car insurance quotes and policies for
your driving record,” suggests the article by InsuranceAgents.com.
Staff Contribution: Meha Ahmad
Visit
InsuranceAgents.com for expert articles and insurance
quotes from up to five local agents.
Contact
Details: Tom Lustina
InsuranceAgents.com
435 North LaSalle
Chicago, IL
60610
614 286 0193
http://www.insuranceagents.com/